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Land Home Financial
Great Since ‘88
We've been serving communities nationwide with honesty, expertise, and a personal touch since 1988.
Our Mission
Our Mission is more than just providing mortgages; it’s fostering homeownership, building communities, and empowering individuals to achieve their dreams. We are committed to excellence in service; forging lasting connections and a trusted legacy in the mortgage industry.
The Land Home Financial Difference
Since 1988, we have specialized in community lending, offering tailored loans and insurance services. We support homebuyers, realtors, builders, and modular home retailers with expert, comprehensive assistance.
With a 90% loan retention rate, we seamlessly support you through every life change and need, making it easy to work with us for the long term. With personalized guidance, we build strong, lasting relationships tailored to your evolving needs.
We partner with Fannie Mae® and Freddie Mac® to provide competitive rates and a diverse range of mortgage solutions. With 134 programs closed last year, we offer tailored options to fit your unique home financing needs.
Our Customer Loyalty Program stands out by offering up to $3,000 toward closing costs and a 1% credit. Unlike most lenders requiring refinancing within the first year, we provide credit whenever you choose to refinance.
Our lending programs fit the needs of customers in their area, tailored to their state. They offer affordable homeownership, down payment assistance, and competitive rates helping families achieve homeownership.
Ready to Get Started?
We’re here to help! Get a annual loan review or guidance on buying a new home. It’s simple and no obligation. Let’s review your finances today!
Meet Our Team of Professionals
Our team of mortgage experts, leaders in their field, prioritize transparency and communication. They tailor ideal solutions for each client, building community and fostering trust with every loan.
Leadership
Our Core Values
We uphold communication, transparency, and integrity in every interaction. These core values ensure we build trust and provide honest, open service to our customers.
We are committed to providing home loans that are tailored to our customers’ needs. Every loan supports individuals, families, and communities.
Integrity drives our decisions, shaping our culture, and defining our organization. We are dedicated to being a beacon of trust, accountability, and honesty.
Transparency is a guiding principle not just a buzzword. We build lasting trust and deliver superior service.
Great Since ‘88
A history of how Land Home Financial has grown over the years
We were founded with the goal of offering underserved markets affordable housing, ensuring clients get the strategic lending that fits their needs.
Land Home Financial became a Fannie Mae (FNMA) and Freddie Mac (FHMLC) Seller/Servicer.
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We become a GNMA approved issuer, an FHA Direct Lender, an unsupervised HUD approved Lender, and is a VA non-supervised automatic lender.
• Ranked 32nd nationally in overall volume by the Scotsman Guide in 2013
• Ranked 52nd nationally in overall volume by Mortgage Executive Magazine in 2014
We grew into a vast, diverse corporation with 4 divisions and 55 branches operating in 11 states across the country.
We announced their Missouri branch, and in doing so, joined an exclusive group of nationwide residential non-bank mortgage lenders licensed in all 50 states plus the District of Columbia.
We introduced House2Home, an exclusive suite of down payment assistance and educational programs. Additionally, Land Home Financial achieves its first closing through collaboration with MERS CORP Holding, Inc. (MERS) and Fannie Mae.
We partnered with Sagent to enhance their servicing operations, enabling a convenient bank-on-your-phone experience for homeowners to manage their homeownership life cycle from any device.
Land Home Financial became the master servicer for 4 State Housing Finance Authorities (HFAs).
Master services 8 housing authorities (TX, AL, FL, MD, etc.) and growing.
