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This is not a commitment to lend, and all applications are subject to credit approval. Programs, fees, and rates are subject to change without notice. Other restrictions and limitations may apply. Contact a licensed mortgage loan originator for details. Land Home Financial Services, Inc. is an Equal Housing Lender. www.lhfs.com. 1355 Willow Way, Suite 250, Concord, CA 94520, 800-672-9470. NMLS#1796. For licensing information, go to www.nmlsconsumeraccess.org. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act # 4150086. AZ License #0903165. GA Mortgage Lender #14777. MA Lender License #ML1796. Licensed Mortgage Banker-NYS Department of Financial Services #B500893. Rhode Island Licensed Lender #99001048LL.