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Refinance
Unlock Your Home's Potential
Lower your monthly payments, access cash for renovations, and achieve your financial goals with a tailored refinance solution.
Have a Loan with Us?
Great news! You’re automatically enrolled, at no cost to you, in our Customer Loyalty Program.
Call (800)-672-9470 to check your enrollment!
Why Refinance?
Refinancing your mortgage can offer several key benefits
How Can We Help
Our Loan Experts make refinancing easy.
How Can We Help
Our Loan Experts make refinancing easy.
- Personalized Guidance: Tailored advice for your unique financial goals.
- Transparent Communication: Stay informed and understand your options.
- Comprehensive Support: We handle everything from application to closing.
- Competitive Rates: We find the best rates and terms for your refinance.
Connect with a Refinance Expert
Our Loan Experts are available to answer all your questions.
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Refinance FAQs
Can I still refinance if my home’s value has decreased?
Yes, you can still refinance even if your home's value has decreased. Programs like FHA Streamline Refinance and VA IRRRL may offer options without requiring a new appraisal.
How can I take advantage of potential rate drops in the future?
Consider locking in today’s rates with a float-down option or opting for a refinance with flexible terms. Our team can guide you on how to prepare for future rate changes.
What are the costs associated with refinancing, and how long will it take to break even?
Refinancing involves costs such as closing fees and appraisal charges. We’ll help you calculate your break-even point and determine if refinancing will save you money in the long term.
Can I refinance to access cash for home improvements or other needs?
Absolutely! Cash-out refinancing allows you to tap into your home’s equity for renovations, debt consolidation, or other financial goals. Let us show you how to leverage your home’s value.
If I have a current mortgage with Land Home Financial and want to refinance, will I have to pay closing costs again?
If you are a Land Home Financial client with an current mortgage you may be able to finance your closing costs into the loan so that it won’t be necessary to bring money to closing. You may also be eligible for the Customer Loyalty Program. To find out if you have been enrolled at no cost, Call (800)-672-9470