LHFS

Address for present and past employers going back two complete years
Last 2 years W-2’s or 1099’s
Two most recent 30-day paystubs
Self-employed, two years of tax returns (corporate & individual) & year-to-date P & L
Diploma or transcript if full-time student during past two years
Divorce decree and evidence of 12 months payment for child support/alimony (if using this income to qualify)

Statements covering transactions for the past two months for all bank/stock accounts (quarterly statement for stocks/bonds/IRAs)
Name and address for any private mortgages or loans outstanding
Account information (balances/monthly payments) for all credit cards, auto loans, mortgages, and other loans
Copy of ratified divorce decree or separation statement for alimony or child support
Leases for current rental properties
Name and address of landlord if renting present home

Copy of ratified contract and all addenda for present home if you are selling
Copy of listing if home is not sold yet
Copy of lease for present home if you are going to rent out your property
Contract addenda for Buyer/Agent agreement (New NAR requirement: https://www.nar.realtor/the-facts/nar-settlement-faqs)

Address for present and past employers going back two complete years
Last 2 years W-2’s or 1099’s
Two most recent 30-day paystubs
If self-employed, two years tax returns (corporate & individual) & year-to-date P&L
Diploma or transcript if full-time student during past two years
Divorce decree and evidence of 12 months payment for child support/alimony (if using this income to qualify)
Leases for current rental properties

Statements covering transactions for the past two months for all bank/stock accounts (one quarterly statement for stocks/bonds/IRAs)
Account information (balances/monthly payments) for all credit cards, auto loans, mortgages, and other loans
Name and address for any private mortgages or loans outstanding
Copy of ratified divorce decree or separation statement for alimony or child support

Suggested Documents